• These reports allow you to comply with Fannie Mae’s Loan Quality Initiative
• Refresh Report is a report pulled prior to closing. Identifies new inquiries and potentially new debt.
• You have the option of ordering the Refresh report with or without scores.
• Comparison Report allows you to compare the 2 reports and highlights the differences in less then 10 seconds.
• Inquiries verified to confirm if a new account was established

MERS Lien Report:

• The MERS report is designed as a fraud detection tool, it will conduct a search on both the borrower and co-borrower SSN and return all loan data associated with those SSN’s. The MERS report will also include a search on the subject’s property address, allowing the lender or broker to identify all loans associated with the property address.