Flood Zone

Streamlining your flood zone compliance efforts is simple with Advantage Plus’ extensive offerings—all designed to make this required part of the residential lending process as efficient as possible with our easy online ordering.

  • Flood Zone Determinations – Our automated flood zone determination service allows you to improve compliance. Using just a street address you can check to see if a property is within a flood zone. This service also performs determinations on entire portfolios – making the process even faster and more cost effective.
  • Life-of-Loan Flood Zone Determinations – This service combines a flood zone determination with flood zone map tracking and follow-up reports for the life of a loan. You’ll receive automatic notification within 60 days of any changes to the flood zone, map or community status of the property. As a result, you will not need to re-order determinations and you can be confident that your flood zone information is accurate for the life of the loan.
  • HMDA-LAR Flood Zone Determinations – Ensure higher levels of compliance with the Home Mortgage Disclosure Act (HMDA) by using the HMDA Loan Application Report (LAR) to automatically identify geo-code information. A HMDALAR Flood Zone Determination returns geographic indicators for census tract, county code, state code and Metropolitan Statistical Area.