Tax Transcripts (4506-T)

Undisclosed Debt Monitoring

This product allows you to monitor the mortgage applicants for any kind of activity on their credit report such as new trades, inquiries, public records and any similar type of activity during the loan application.

Instant VOE VIA The Work Number

This product will confirm employment status instantly.

Verification of Deposit

This product allows you to order a report that contains verified
information on the consumer’s assets. This automated verification
will ask the consumer to securely provide their online banking
information so the account can be retrieved directly from the
Financial Institution and sent directly to you. Additionally you
have the option to monitor any activity on the account

Credit Certification Course

Become a Certified Credit Expert, this course from NCRA
covering areas of the law regarding FCRA, FACTA Act, Gramm-Leach-Bliley Act,
Red Flag Rules and the National Credit Repository End User Regulations.
Passing the course will give you this Certification.

SmartSelect

SmartSelect is a cascade Bureau selection option that allows the ability to configure
which bureau to order and upgrade based on a specific set of guidelines. Such as
criteria for Score, bankruptcy filing, delinquent child support, defaulted student loans, etc..

Tax Transcripts (4506-T)

Log in to Order a 4506-T

Advantage Plus Credit accelerates and simplifies the lending process while providing an unparalleled level of transaction security and fraud prevention.

As compliance standards continue to rise, Advantage Plus Credit provides the industry’s fastest and most secure method of 4506-T income verification processing direct from the Internal Revenue Service.

Robust Technology
Unique Features

Fastest turnaround times- 90% completed in 24 hours!
Reports red flag alerts
Easy online order tracking
Speeds the loan approval process
Benefits

Eliminates errors and reduces delays
Reduces fraudulent activity
Helps avoid the guesswork of public and government agencies
Expect Excellence Expect Results

Direct access to customer support
SSAE 16 Type II certified
Fair Credit Reporting Act compliant
Webinar user training
Processing questions answered immediately
Borrower data is secure from unauthorized users
Adheres to rigorous compliance standards
Easy implementation in multiple locations with no overhead
Flexible Account Management

Unlimited users with various levels of authorization
Easily manage multiple branches and locations
Scales with your business
Reduces data entry time
SSN Prime89

The only way to 100% verify a SSN directly through the Social Security Administration
Requires borrower’s consent
Provides “Match” “No Match” or “Deceased” result
Turnaround time within one hour
US Patriot Act Compliant
Fulfills FACTA Red Flag Rule requirements
BK-V™ Report
BK-V™ Report is the ideal solution for lenders looking for fast and simple access to comprehensive data on an applicant’s bankruptcy history.

Verifies if applicant filed bankruptcy
Indicates the type of bankruptcy filed
Shows the year discharged
Provides all schedules of bankruptcy
No borrower consent needed
Same day report delivery